President, Owner, Agent
Pat is a graduate of Mayville (North Dakota) State University and has lived in Bismarck, North Dakota since 1989. Before beginning his insurance career, Pat was sales manager for Puklich Chevrolet for many years and then worked as an agent for Universal Underwriters.
Pat has a background in commercial insurance, life and group insurance products. He joined Kramer Agency in 2005. He and his wife, Candy, have four children.