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While insurance service has been around for many, many years, the industry changes all the time.

Check here to see exciting news about the Kramer Agency and also to hear about great information about business, professional liability, auto, health, life and other insurance services.

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Latest Post

New Tech: Avoid Wrecks for Less

New Tech: Avoid Wrecks for Less

Parent's today are often times faced with a difficult decision. They must choose between added safety benefits for their young driver and money in their bank accounts. Newer vehicles aren't cheap and the difference in price between Full Coverage and Liability Only for...

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6 Strategies for Contractors to Reduce Jobsite Injuries

"Injuries from overexertion are a leading cause of workers’ compensation claims for contractors, which isn’t surprising given that many of the most common job tasks involve lifting, stooping, kneeling, twisting, reaching overhead and working in awkward positions. Over...

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Opening the Door for Private Flood

Flood, previously thought to be an uninsurable risk, is now believed to be insurable by some private insurance companies. These companies, "equipped with the latest inland flood modeling tools", are ready to challenge the status quo. "For most of the last 40 years,...

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IIHS – New Car Technology Cutting Down on Crashes

In the past, the Institute for Highway Safety (IIHS) focused on crash tests. Now - crash avoidance. David Aylor, Manager of Active Safety Testing for the IIHS, was quoted in this CBS 19 article saying "When we look at police-reported crashes, we're seeing a 50-percent...

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Advice Has Changed on What Car to Buy for a Young Driver

The top killer of teenagers is automobile crashes. Number one! Combine this with advancements in safety technology in vehicles and the old school philosophy of buying the old beater for your teenager may not look like such a smart move. This new safety technology can...

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Tips to Avoid Phone Distractions

Despite safety warnings, new research suggests the number of drivers handling phones has increased in the past four years. The National Highway Traffic Safety Administration (NHTSA) estimates that 3,166 fatalities on U.S. roads in 2017 were linked to driver...

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Service Spotlight: The Banquet Bismarck

The Banquet Bismarck at Trinity Luther Church prepares food and serves warm meals to the hungry. A non-denominational meal outreach, The Banquet Bismarck serves free meals on Tuesday evenings, Thursday evenings and Saturday afternoons. On an average Thursday...

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Protect Yourself While Driving This Winter

Planning is especially important during the harsh winter. Find out how to put together a proper winter survival kit and what to do if you have an accident. “Be prepared” is a good motto for driving in any weather and traffic conditions, but EMC Risk Improvement...

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