Contact the Kramer Agency
President, Owner, Agent
Pat is a graduate of Mayville (North Dakota) State University and has lived in Bismarck, North Dakota since 1989. Before beginning his insurance career, Pat was sales manager for Puklich Chevrolet for many years and then worked as an agent for Universal Underwriters.
Pat has a background in commercial insurance, life and group insurance products. He joined Kramer Agency in 2005. He and his wife, Candy, have four children.
Michael Thomas is a native of Hazen, North Dakota and is a graduate of Bismarck State College. Before beginning his insurance career, Michael specialized in automobile sales in the Bismarck/Mandan area. Prior to joining the Kramer Agency in 2008, he was with State Farm Insurance. His community involvement also includes be active with The Chamber Ambassador Team, graduated from Bismarck-Mandan Leadership Program 2013, Young Professionals member, Elks member and past President of the BSC Alumni Association. His expertise is working with businesses to assist them in creating an insurance program that fits their needs.
Michael and his fiancée Brooke enjoy outdoor activities such as pheasant hunting with their dog Vaya, fishing, sporting clays, golfing, and curling in the winter months.
Justin specializes in working with individuals and families on their personal insurance through a comprehensive approach aimed at protecting your hard earned money, assets, and future income through uncovering exposures you didn’t know you had.
- Insurance experience: 8 years as a licensed agent
- Designations: Commercial Lines Coverage Specialist
- College Education: NDSU, Lake Region State College
- Community Involvement: Young Professionals Network
- Hometown: Devils Lake, ND
He enjoys traveling, reading, and playing basketball and volleyball.